PROTECT YOUR STAY WITH TRAVEL INSURANCE
We’ve all learned the importance of preparing for the unexpected, especially when it comes to travel. Maintain your peace of mind by purchasing travel insurance when you book your vacation rental.
Midgett Realty offers Travel Insurance to our guests. Exclusions and limitations may apply if not purchased at the time of booking. As per the North Carolina Vacation Rental Act (NCVRA), if the insurance is waived, neither the property owner nor Midgett Realty is liable for refunds.
Midgett Realty, through InsureStays via RentalGuardian.com, is pleased to offer our guests Vacation Travel Insurance. These insurance plans are a great way to protect your family’s vacation investment in the event a covered unforeseen or emergency situation occurs. It may also offer coverage if you are required to leave due to mandatory hurricane evacuation. Cost for the Standard Travel Protection is 7% x trip cost. This policy is offered to all guests when they pay their rental deposit, but coverage is only in effect when we have received your premium. Standard Travel Protection is available for purchase up to 45 days prior to your arrival date for your trip, but no coverage is available for specific storms if they have already been named. Cancel For Any Reason (CFAR) is available at a rate of 10.8% x trip cost. This policy will cover your trip costs for any of the 30+ covered reasons and will cover 60% of your trip costs for any reason not listed. If booking 30+ days from check in, CFAR is available for purchase within 14 days of booking your vacation. CFAR is not available if booking 30 days or less from check in.
Contact our offices for a complete Description of Coverage document. All declining of insurance policies must be done in writing. Standard Travel Protection insurance will be added to all reservations unless declined from guest in writing. If declined in writing, the amount will be deducted from your total amount due. Coverage goes into effect once the premium is paid. If travel insurance is not declined within 7 days of the first received premium payment, then it is considered accepted and is non-refundable.
For more Policy Information through InsureStays via RentalGuardian.com, please select the appropriate plan below and visit the plan details page for contact information:
STANDARD TRAVEL PROTECTION:
Play Travel Protection
Claims, Policy and Coverage questions:
- Within U.S./Canada: (833) 610-0736, More Information
- Outside U.S./Canada: (843) 494-5909
CANCEL FOR ANY REASON (CFAR) PROTECTION:
Play Travel Protection
Claims, Policy and Coverage questions:
- Within U.S./Canada: (833) 610-0736, More Information
- Outside U.S./Canada: (843) 494-5909
ADVANCE YEAR RESERVATIONS
Advance year reservations are booked as regular guest reservations and will be charged a 10% NON-REFUNDABLE advance fee of the reservation total (rent, extras and taxes) to be paid within three days of booking. Advanced reservations are not eligible for travel insurance. Travel insurance will be sold when the lease is sent in the fall. Advance reservation fees are NON-REFUNDABLE and will be applied to the total cost of the reservation. Cancellations or switching of homes will invoke the cancellation policy. Cancellations must be in writing and it is the tenant’s responsibility to confirm the cancellation has been completed. Once cancelled, if re-rented, the tenant shall receive a refund less any difference in rate paid by the new reservation, less $250.00 cancellation fee, and all applicable taxes within 45 days AFTER the property has re-rented and been secured by payment (regardless of initial method of payment). However, if the unit is not re-rented, there will not be a refund of the advance fee.
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THIS YEAR’S GUESTS HAVE PRIORITY TO RENT THE SAME HOUSE FOR THE SAME WEEK THE FOLLOWING YEAR. These priority reservations must be made by the close of business on Wednesday of the first week of your stay. Otherwise, properties are released for reservation on a first request basis. On-line reservations will also be taken, up to 51 weeks in advance.
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IMPORTANT – The week(s) the guest is booked in for this year is the numbered week they can reserve for the following year. We cannot shift their week regardless of corresponding arrival and departure dates for the following year. Exceptions are not granted for floating holidays.